Question about applying for colleges?

ok i have 3.75 gpa, and 48 credits after this semester and my gpa will go up a little because im going to get straight a's.
i am going to transfer when i get 60 credits to a university, i live inflorida. one of my friends was telling me how she got like 35k ingrants, she lives in Illinois, because she has like a 4.3 gpa orsomething like that and i believe the school offered her that, whereshe was applying at.
i was wondering should i apply at higher schools like fsu and uf. Impretty sure i can get into ucf no doubt. I mean i have done communityservice including going to kenya for 3 months volunteering so i havegood grades and volunteer experience and i want to join numerous clubsat the school. I would prefer to go to fsu but financial restraintsstop me.
do you know if all universities offer you money like that because to goto uf or fsu id have to dorm and im in the lowest bracket financiallyfor my financial aid so obviously i couldnt afford it.
thanks for your help