保险英语术语

常用句子]

1、 I’m looking for insurance from your company.
    我是到贵公司来投保的。
 
2、 Mr. Zhang met Mr. William in the office of the People’ Insurance Company of China.
    张先生在中国人民保险公司的办公室接待了威廉先生。
 
3、 After loading the goods on board the hip, I go to the insurance company to have them insured.
    装船后，我到保险公司去投保。
 
4、 When should I go and have the tea insured?
    我什么时候将这批茶叶投保？
 
5、 All right. Let’s leave insurance now.
    好吧，保险问题就谈到这里。
 
6、 I have come to explain that unfortunate affair about the insurance.
    我是来解释这件保险的不幸事件的。
 
7、 I must say that you’ve corrected my ideas about the insurance.
    我该说你们已经纠正了我对保险的看法。
 
8、 This information office provides clients with information on cargo insurance.
    这个问讯处为顾客提供大量关于货物投保方面的信息。
 
9、 The underwriters are responsible for the claim as far as it is within the scope of cover.
    只要是在保险责任范围内，保险公司就应负责赔偿。
 
10、The loss in question was beyond the coverage granted by us.
    损失不包括在我方承保的范围内。
 
11、The extent of insurance is stipulated in the basic policy form and in the various risk clause.
    保险的范围写在基本保险单和各种险别的条款里。
 
12、Please fill in the application form.
    请填写一下投保单。

13、What risks is the People’s Insurance Company of China able to cover?
    中国人民保险公司承保的险别有哪些？
 
14、What risks should be covered?
    您看应该保哪些险？
 
15、What kind of insurance are you able to provide for my consignment?
    贵公司能为我的这批货保哪些险呢？
 
16、It’s better for you to can the leaflet, and then make a decision.
    你最好先看看说明书，再决定保什么险。
 
17、These kinds of risks suit your consignment.
    这些险别适合你要投保的货物。
 
18、May I ask what exactly insurance covers according to your usual C.I.F terms?
    请问根据你们常用的CIF价格条件，所保的究竟包括哪些险别？
 
19、 It ’s important for you to read the "fine print" in any insurance policy so that you know what kind of coverage you are buying.
    阅读保险单上的“细则”对你是十分重要的，这样就能知道你要买的保险包括哪些项目。

20、what is the insurance premium?
    保险费是多少？
 
21、The premium is to be calculated in this way.
    保险费是这样计算的。
 
22、The total premium is 800 U.S. dollars.
    保险费总共是800美圆。
 
23、The cover paid for will vary according to the type of goods and the circumstances.
    保险费用按照货物类别的具体情况会有所不同。
 
24、The rates quoted by us are very moderate. Of course, the premium varies with the range of insurance.
    我们所收取的费率是很有限的，当然，保险费用要根据投保范围的大小而有所不同。
 
25、According to co-insurance clauses, the insured person must pay usually 20 percent of the total expenses covered.
    根据共同保险条款，保险人通常必须付全部费用的百分之二十。
 
26、The insurance rate for such kink of risk will vary according to the kind.
    这类险别的保险费率将根据货物种类而定。
 
27、Insurance brokers will quote rates for all types of cargo and risks.
    保险经纪人会开出承保各类货物的各种险别的费用。
 
28、Can you give me an insurance rate?
    您能给我一份保险率表吗？

29、Could you find out the premium rate for porcelain?
    您能查一下瓷器的保险费率吗？
 
30、 You should study not only the benefits but also the terms and limitations of an insurance agreement that appears best suited to your needs.
    你不仅要研究各种保险所标明的给予保险人的赔偿费用，还要研究它的条件与限制，然后选出最适合你需要的一种。
　
31、F.P.A. stands for "Free from Particular Average".
    FPA代表平安险。

32、W.P.A. stands for "With Particular Average".
    WPA代表水渍险。

33、I’ll have the goods covered against Free from Particular Average.
    我将为货物投保平安险。

34、I know that F.P.A insurance doesn’t cover losses on consumer goods.
    我知道平安险不包括消费品的种种损失。

35、I don’t think that the W.P.A insurance covers more risks than the F.P.A..
    我认为水渍险承保的范围并不比平安险的范围宽。

36、Free from Particular Average is good enough.
    只保平安险就可以了。

37、The goods are to be insured F.P.A.
    这批货需投保平安险。

38、What you’ve covered is Leakage.
    你所投保的是渗漏险。

39、Why don’t you wish to cover Risk of Breakage?
    您为什么不想投保破碎险呢？

40、W.P.A coverage is too narrow for a shipment of this nature, please extend the coverage to include TPND.
    针对这种性质的货物只保水渍险是不够的，请加保偷盗提货不成险。

41、Don’t you wish to arrange for W.P.A. and additional coverage against Risk of Breakage?
    您不想保水渍险和附加破碎险吗？

42、Not every breakage is a particular average.
    并不是所有的破碎险都属于单独海损。

43、The coverage is W.P.A. plus Risk of Breakage.
    投保的险别为水渍险加破碎险。

44、Well, obviously you won’t want All Risks cover.
    显然，你不想保综合险。

45、An All Risks policy covers every sort of hazard, doesn’t it?
    一份综合险保单保所有的险，是吗？

46、We’d like? to cover the porcelain ware against All Risks.
    我们想为这批瓷器投保综合险。

47、Please insure the shipment for RMB5,000 against All Risks.
    请将这批货物投保综合险人民币5000元。

48、We’ve cover insurance on these goods for 10% above the invoice value against All Risks.
    我们已经将这些货物按发票金额加百分之十投保综合险。

49、An F.P.A. policy only covers you against total loss in the case of minor perils.
    平安险只有在发生较小危险时才给保全部损失险。

50、The F.P.A. doesn’t cover partial loss of the nature of particular average.
    平安险不包括单独海损性质的部分损失。

51、A W.P.A. or W.A. policy covers you against partial loss in all cases.
    水渍险在任何情况下都给保部分损失险。

52、You’ll cover SRCC risks, won’t you?
    你们要保罢工、暴动、民变险，是吗？

53、As our usual practice, insurance covers basic risks only, at 110 percent of the invoice value. If coverage against other risks is required, such as breakage, leakage, TPND, hook and contamination damages, the extra premium involved would be for the buyer’s account.
    按照我们的惯例，只保基本险，按发票金额110%投保。如果要加保其它险别，例如破碎险、渗漏险、盗窃遗失险、钩损和污染险等，额外保险费由买方负担。

54、We can serve you with a broad range of coverage against all kinks of risks for sea transport.
    我公司可以承保海洋运输的所有险别。

55、Generally speaking, aviation insurance is much cheaper than marine insurance.
    空运保险一般要比海运保险便宜。

56、Then "all marine risks" means less than "all risks".
    那么，“一切海洋运输货物险”意味着比“一切险”范围小一些。

57、In the insurance business, the term "average" simply means "loss" in most cases.
    在保险业中“average”一词一般是“海损”的意思。

58、Are there any other clauses in marine policies?
    海运险还包括其它条款吗？

59、Breakage is a particular average, isn’t it?
    破碎险属于一种单独海损，对吗？

60、the risk of breakage is covered by marine insurance, isn’t it?
    破碎险是包括在海洋运输货物险之内的，对吗？

61、The English understood by "marine risks" only risks incident to transport by sea.
    英国人对“海洋运输货物险”只理解为海洋中的意外风险。

62、Generally, the term "all marine risks" is liable to be misinterpreted and its use should be avoided in L/C.
    一般地，“一切海洋运输货物险”容易被误解，应该避免在信用证中使用。

63、Please tell me whether I need to purchase a foreign student policy.
    告诉我是否我需要购买外国学生保险。

64、I’d like to know whether basic health insurance coverage should include benefits for outpatient, hospital, surgery and medical expenses.
    我想知道基本健康保险所列的项目是否应包括医院门诊，住院，手术及药品等费用的赔偿。

65、Will you please tell me where I can purchase health insurance?
    请告诉我在何处能买到健康保险？

66、Health insurance is merely a mean by which people pool money to guard against the sudden economic consequences of sickness or injury.
    健康保险就是筹集一些钱以预防疾病或受伤而突然发生的经济困难。

67、"Major medical" insurance policies are designed to help offset heavy medical expenses that can result from a prolonged illness or serious injury.
    “巨额医药费保险”旨在协助减轻久病及重伤所造成的重大医药开支。

68、If the benefits provided under a certain policy have a dollar limitation for each service, you should determine whether these limitations are realistic.
    如果某一家保险公司的健康保险对每种服务定有赔偿限额，你应断定这些限额是否合乎实际。

 

[保险词汇]

insure                  保险；投保；保证
insurance               保险；保险费；保险金额
underwriters            保险商（指专保水险的保险商）保险承运人
insurance company       保险公司
insurer                 保险人
insurance broker        保险经纪人
insurance underwriter   保险承保人
insurance applicant     投保人
insurant, the insured   被保险人，受保人
to cover (effect,arrange,take out) insurance 投保
insurance coverage;risks covered 保险范围
insurance slip          投保单
insured amount          保险金额
insurance against risk  保险
insurance clause        保险条款
insurance instruction   投保通知
insurance business      保险企业
insurance conditions    保险条件 
PICC (People’s Insurance Company of China)    中国人民保险公司
risk insured, risk covered  承保险项
risk      险别
to provide the insurance 为...提供保险
leaflet                 说明书
fine print              细则
insurance expense       保险费
premium rate            保险费率
premium                 保险费
insurance rate          保险费率表
insurance proceeds      保险金（保险收入）
insurance free of (from) particular average (FPA).     平安险（单独海损不赔）
insurance with particular average (WPA), basic risks. insurance against all risks.    综合险，应保一切险
risk of breakage        破碎险
risk of clashing        碰损险
risk of rust            生锈险
risk of hook damage     钩损险
risk of contamination (tainting)         污染险
insurance against total loss only (TLO)  全损险
risk of deterioration        变质险
risk of packing breakage     包装破裂险
risk of inherent vice        内在缺陷险
risk of normal loss (natural loss)?       途耗或自然损耗险
risk of spontaneous combustion            自然险
risk of contingent import duty            进口关税险
insurance against war risk                战争险
Air Transportation Cargo War Risk          航空运输战争险
overland Transportation Insurance War Risk 陆上运输战争险
insurance against strike, riot and civil commotion (SRCC)   罢工，暴动，民变险
insurance against extraneous risks, insurance against additional risks  附加险
risk of theft, pilferage and nondelivery (TRND)   盗窃提货不着险
risk of fresh and/of rain water damage(wetting)   淡水雨淋险
risk of leakage    渗漏险
risk of shortage in weight/quantity   短量险
risk of sweating and/or heating       受潮受热险
risk of bad odour(change of flavour)  恶味险，变味险
risk of mould    发霉险
on deck risk     舱面险
ocean marine cargo insurance clauses 海洋运输货物保险条款
transportation insurance     运输保险
overland transportation insurance, land transit insurance  陆上运输保险
insurance against air risk, air transportation insurance   航空运输保险
parcel post insurance    邮包运输保险
ocean marine cargo insurance, marine insurance     水险（海运货物保险）
All Risks     一切险
average       海损
Particular Average (P.A)   单独海损
General Average (G.A)      共同海损
Marine Losses      海损
partial loss       部分损失
total loss         全部损失
health insurance   疾病保险，健康保险
sickness insurance 疾病保险
insurance for medical care    医疗保险
"major medical" insurance policy      巨额医药费保险
insurance during a period of illness  疾病保险
life insurance        人寿保险
endowment insurance   养老保险
insurance on last survivor        长寿保险
to purchase health insurance      购买健康保险
to have a health insurance policy 购买健康保险
Additional Words and Phrases
policy-holder      保险客户
extra premium      额外保险费
additional premium 附加保险费
insurance law       保险法
insurance act       保险条例
insurance industry? 保险业
insurance division  保险部
insurance treaty    保险合同
cover note          保险证明书
guarantee of insurance   保险担保书
premium rebate           保险费回扣
insurance claim          保险索赔
ceding, retrocession(for reinsurance)  分保
reinsurance               分保（再保险）
ceding(insurance)company  分保公司
co-insurance company      共同保险公司
insurance document        保险单据
certificate of insurance  保险凭证
increasing coverage, extending coverage  加保
renewing coverage         续保
insurance commission      保险佣金
social insurance          社会保险
personal property insurance    个人财产保险
insurance of contents          家庭财产保险

－－－－－－－－－－－－－－－－－－－－－－－－－－－－－－

accident insurance
意外保险
accident death insurance
意外死亡保险
accounts receivable insurance
应收帐款保险
additional insurance
加保
agricultural insurance
农业保险
air transport insurance
空运保险
air transportation cargo insurance
空运货物保险
aircraft hull insurance
飞机机身保险
aircraft passenger insurance
飞机乘客保险
all risks insurance
综合保险
annuity insurance
年金保险
automobile insurance
汽车保险
aviation insurance
航空保险
aviation liability insurance
航空责任保险
aviation personal accident insurance
航空人身意外保险
bad debt insurance
坏帐保险
baggage insurance
行李保险
bailee's customers insurance
受托人代客保险
basic insurance
基本保险
blanket insurance
总括保险
block insurance
船舶保险
boiler explosion insurance
锅炉爆炸保险
bond insurance
债券保险
bonding insurance
保证保险
broker insurance
保险掮客
building insurance
建筑物保险
burglary insurance
盗窃保险
business interruption insurance
业务中断保险
business liability insurance
营业责任保险
capital insurance
资本保险
cargo insurance
货物保险
cargo marine insurance
海洋货运保险
cargo transportation insurance
货物运输保险
carrier's liability insurance
承运人责任保险
cash messenger insurance
现金运送保险
casualty insurance
不幸事故保险, 灾害保险
cattle insurance
家畜保险
cede insurance
分保
child's insurance
儿童保险
civilliability insurance
民事责任保险
civil responsibility insurance
责任保险
collective insurance
集体保险
collective accident insurance
集体灾害保险
collision insurance
碰撞保险
commercial credit insurance
商业信用保险
commission insurance
佣金保险
compensation insurance
职工赔偿保险
comprehensive insurance
综合保险, 全程保险
compulsory insurance
强制保险
concurrent insurance
同时保险
consequential damage insurance
间接损害保险
consequential loss insurance
间接损失保险
consignment export insurance
寄售输出保险
consignment sale export insurance
寄销出口保险
consignment stock insurance
寄销货物保险
continued insurance
继续保险
convertible insurance
转换保险
cost and insurance
成本加 保险价
credit insurance
信用保险
credit life insurance
信用人寿保险(借款人死亡时, 应将赔偿金付给放款人)
crop insurance
作物保险
damage insurance
损失保险
death insurance
死亡保险
deferred insurance
搁置保险
deposit insurance
存款保险
disability insurance
残废保险
disbursements insurance
船舶费用保险
domestic insurance
家计保险
domestic animal transportation insurance
家畜运输保险
double insurance
双重保险
duty insurance
关税保险
earthquake insurance
地震保险
economic policy insurance
经济政策保险
education insurance
教育保险
elevator liability insurance
电梯责任保险
employee's pension insurance
职工退休养老保险
employer's liability insurance
雇主责任保险; 职工伤害保险
employment insurance
就业保险
endowment insurance
人寿定期保险, 养老保险, 储蓄保险
endowment life insurance
人寿定期保险
engineering insurance
工程保险
erection insurance
机器安装保险
excess insurance
超额保险
exchange risk insurance
外汇风险保险
exhibition insurance
展览保险
expected profit insurance
预期利润保险
explosion insurance
爆炸保险
export insurance
出口保险, 输出保险
extended terms insurance
延期保险
external investment principal insurance
国外投资本金保险
facultative insurance
临时保险
family income insurance
家庭收入保险
farm insurance
农业保险
fermentation insurance
发酵保险
fidelity insurance
职工忠诚保险
fire insurance
火灾保险, 火险
fiscal insurance
租税保险
fixed term insurance
定期保险
flood insurance
洪水保险
forced insurance
强制保险
foreign exchange fluctuation insurance
外汇波动保险
fraternal insurance
互助救济保险
freight insurance
运费保险
frost insurance
霜害保险
full value insurance
全值保险
general average disbursement insurance
共同海损费用保险
general export insurance
普通输出保险
government employee insurance
公务人员保险
group insurance
团体保险
group life insurance
团体人身保险
guarantee insurance
保证保险, 盗窃意外保险
hail insurance
雹害保险
harvest insurance
收获保险
hazardous insurance
危险物品保险
health insurance
健康保险
hire purchase credit insurance
租赁信用保险
homeowner's insurance
房主保险
hospitalization insurance
医疗保险
hull insurance
船舶保险, 运输工具保险
hypothecation insurance
抵押保险
imaginary profit insurance
预期利益保险
immovable insurance
不动产保险
inconvertibility insurance
国外投资本利不能兑换汇回保险
increased value insurance
增值保险
individual accident insurance
个人伤害保险
industrial insurance
工业保险
inland marine insurance
内陆水运保险
invalid insurance
伤残保险
jewellery insurance
珠宝保险
jobless insurance
失业保险
joint insurance
合伙保险, 联合保险
joint stock insurance
合股保险业
label insurance
标签保险
labour insurance
劳动保险
land transit insurance
陆运保险
leasehold interest insurance
租赁权益保险
liability insurance
责任保险
life insurance
人寿保险
lighter insurance
驳运保险
livestock transit insurance
活牲畜运输保险
long life insurance
长寿保险
luggage insurance
行李保险
machinery insurance
机器保险
machinery breakdown insurance
机器损坏保险
marine insurance
海洋运输保险, 海上保险, 水险
marine cargo insurance
海运货物保险
marine hull insurance
船舶保险
maritime insurance
海洋运输保险
maternity insurance
生育保险
medical expense insurance
医疗费保险
mixed insurance
混合保险
more specific insurance
最特定保险
mortality insurance
死亡保险
mortgage insurance
不动产抵押借款保险
motor car insurance
汽车保险
motor cycle insurance
摩托车保险
motor vehicle passenger insurance
汽车乘客保险
movable insurance
动产保险
multiple-line insurance
多种类保险业务
mutual insurance
相互保险
national insurance
国民保险, 国家保险
national health insurance
国民健康保险
no-fault insurance
无过失保险
non-concurrent insurance
不同时保险
non-life insurance
损害保险
obligatory insurance
强制保险
ocean marine cargo insurance
海洋运输货物保险
old age insurance
老年保险
open cover cargo insurance
预约货物保险单
open policy insurance
预约保险
ordinary life insurance
普通终身寿险
overlapping insurance
重复保险
overseas insurance
海外保险
overseas travel sickness insurance
海外旅行疾病保险
own insurance
自己保险, 本身保险
paid-up insurance
保费已付足的人寿保险单
parcel post insurance
邮包保险
partial insurance
部份保险
participating insurance
由相互保险公司所出的分单保险, 其利润将来仍退给投保人
passenger insurance
旅客保险
pensions insurance
抚恤金保险
perpetual insurance
终身保险
personal insurance
人身保险
petty insurance
小额保险
plate glass insurance
玻璃保险
pluvious insurance
雨水保险, 雨淋保险
postal insurance
简易保险
power interruption insurance
电流中断保险
preliminary term insurance
初期保险, 持续保险
premium insurance
保险费
prepaid insurance
预付保险费保险
primary insurance
优先保险
product liability insurance
产品责任保险
professional liability insurance
职业责任保险
profit insurance
利润保险
property insurance
财产保险
proprietary insurance
营业保险
provisional insurance
暂时保险
public liability insurance
公众损害保险, 公共责任保险
pure endowment insurance
生存保险, 养老保险
rain insurance
雨害保险
reduced paid-up insurance
减额支付保险
registered mail insurance
挂号邮件保险
rent insurance
房租保险
replacement insurance
重置或修复保险
residence insurance
住家保险
retirement income insurance
退休收入保险
river hull insurance
内河船舶保险
river transportation insurance
内河运输保险
robbery insurance
盗劫保险
shipping insurance
船运保险
sickness insurance
疾病保险
social insurance
社会保险
specific insurance
特定保险
state insurance
国家保险
storm and tempest insurance
暴风雨保险
straight life insurance
终身保险
strike expenses insurance
罢工追加费用保险
subsidiary insurance
附属保险
supplementary insurance
追加保险
survivorship insurance
共有财产中归后死者所得的联合保险
term insurance
定期保险
theft insurance
盗窃保险
time insurance
定期保险
time hull insurance
船舶定期保险
title insurance
产权保证保险
tourist luggage insurance
旅客行李保险
transit insurance
内陆运输保险
traveller's accident insurance
旅客意外保险
trust insurance
信托保险
unemployment insurance
失业保险
unexpired insurance
未到期保险
use and occupancy insurance
固定开支保险
voluntary insurance
自愿保险
voyage insurance
航次保险
waiting insurance
停止保险
war risk insurance
战争险, 兵险
water pipe insurance
水管保险
whole life insurance
终身保险
windstorm insurance
风暴险
workmen's insurance
工人保险
workmen's compensation insurance
劳工保险
yacht insurance
游艇保险
insurance for adult
成人保险
insurance for medical care
医疗保险
insurance of export-import goods
进出口货物保险
insurance of valuables
贵重物品保险
insurance or guarantee of private loans
私人贷款保险或担保