财务计算

来源：互联网发布：新华保险金彩一生算法编辑：程序博客网时间：2024/04/30 13:02

注意：实际计算利息都是以月利息来算的，名义年利率=月利率*12

假设贷款12000，12期，每期月底还钱。那么，不同的年利息下，每期应该还多少？

贷款多少每期末还多少多少期等价月利率等价名义年利率120001055120.83%10.00%120001056120.85%10.18%120001057120.86%10.36%120001058120.88%10.54%120001059120.89%10.72%120001060120.91%10.90%120001061120.92%11.08%120001062120.94%11.25%120001063120.95%11.43%120001064120.97%11.61%120001065120.98%11.79%120001066121.00%11.97%120001067121.01%12.15%120001068121.03%12.32%120001069121.04%12.50%120001070121.06%12.68%120001071121.07%12.86%120001072121.09%13.03%120001073121.10%13.21%120001074121.12%13.39%120001075121.13%13.57%120001076121.15%13.74%120001077121.16%13.92%120001078121.17%14.10%120001079121.19%14.28%120001080121.20%14.45%120001081121.22%14.63%120001082121.23%14.81%120001083121.25%14.98%120001084121.26%15.16%120001085121.28%15.34%120001086121.29%15.51%120001087121.31%15.69%120001088121.32%15.86%120001089121.34%16.04%120001090121.35%16.22%120001091121.37%16.39%120001092121.38%16.57%120001093121.40%16.74%120001094121.41%16.92%120001095121.42%17.10%120001096121.44%17.27%120001097121.45%17.45%120001098121.47%17.62%120001099121.48%17.80%120001100121.50%17.97%

等效年利息每月还钱0.00%￥-1,000.000.50%￥-1,002.711.00%￥-1,005.421.50%￥-1,008.142.00%￥-1,010.872.50%￥-1,013.593.00%￥-1,016.323.50%￥-1,019.064.00%￥-1,021.804.50%￥-1,024.545.00%￥-1,027.295.50%￥-1,030.046.00%￥-1,032.806.50%￥-1,035.567.00%￥-1,038.327.50%￥-1,041.098.00%￥-1,043.868.50%￥-1,046.649.00%￥-1,049.429.50%￥-1,052.2010.00%￥-1,054.9910.50%￥-1,057.7811.00%￥-1,060.5811.50%￥-1,063.3812.00%￥-1,066.1912.50%￥-1,068.9913.00%￥-1,071.8113.50%￥-1,074.6214.00%￥-1,077.4514.50%￥-1,080.2715.00%￥-1,083.1015.50%￥-1,085.9316.00%￥-1,088.7716.50%￥-1,091.6117.00%￥-1,094.46

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