Java如何调用芝麻信用分?

来源：互联网发布：全民奇迹成就进阶数据编辑：程序博客网时间：2024/04/28 19:25

首先我觉得你肯定要去芝麻信用分官网去流量一遍，看下流程，相关参数。
https://b.zmxy.com.cn/technology/openDoc.htm?relInfo=zhima.credit.score.get@1.0@1.4&relType=API_DOC&LEFT_MENU_MODE=null

可以看出来相关重要的值，公私钥，相关服务ID。然后根据官网提供的SDK，示例代码，基本就可以完成。

个人总结的资料以及代码业务文档（芝麻分）：
链接: https://pan.baidu.com/s/1hslY70w 密码: yc8k

个人总记的代码示例~~~~

import java.net.URLDecoder;
import java.util.HashMap;
import java.util.Map;
import java.util.UUID;
import com.alibaba.fastjson.JSON;
import com.alibaba.fastjson.JSONObject;
import com.antgroup.zmxy.openplatform.api.DefaultZhimaClient;
import com.antgroup.zmxy.openplatform.api.ZhimaApiException;
import com.antgroup.zmxy.openplatform.api.internal.util.RSACoderUtil;
import com.antgroup.zmxy.openplatform.api.request.ZhimaAuthInfoAuthorizeRequest;
import com.antgroup.zmxy.openplatform.api.request.ZhimaAuthInfoAuthqueryRequest;
import com.antgroup.zmxy.openplatform.api.request.ZhimaCreditScoreGetRequest;
import com.antgroup.zmxy.openplatform.api.response.ZhimaAuthInfoAuthqueryResponse;
import com.antgroup.zmxy.openplatform.api.response.ZhimaCreditScoreGetResponse;
public class Test {
//芝麻开放平台地址
private static final String URL = "https://zmopenapi.zmxy.com.cn/openapi.do";
//商户应用 Id
private static final String APPID = "";
//商户 RSA 私钥
private static final String PRIKEY = "";
//芝麻 RSA 公钥
private static final String PUBKEY = "";
//统一字符集
private static final String CHARSET = "UTF-8";
/**
* 查询授权信息
*/
public void testZhimaAuthInfoAuthorize() {
ZhimaAuthInfoAuthorizeRequest req = new ZhimaAuthInfoAuthorizeRequest();
req.setIdentityType("2");// 身份标识
req.setChannel("apppc"); // PC端
//必要参数 state: 用于给商户提供透传的参数，芝麻会将此参数透传给商户;
req.setBizParams("{\"auth_code\":\"M_APPPC_CERT\",\"state\":\"100111211\"}");
req.setIdentityParam("{\"certNo\":\"330621198710114617\",\"certType\":\"IDENTITY_CARD\",\"name\":\"陈金赛\"}");// 必要参数
DefaultZhimaClient client = new DefaultZhimaClient(URL,APPID,CHARSET,PRIKEY,PUBKEY);
try {
String url = client.generatePageRedirectInvokeUrl(req);
System.out.println(url);
} catch (ZhimaApiException e) {
e.printStackTrace();
}
}
/**
* 获取目标用户的open_id,没有openid,走授权
*/
public void testZhimaAuthInfoReq() {
ZhimaAuthInfoAuthqueryRequest req = new ZhimaAuthInfoAuthqueryRequest();
// 0：芝麻信用开放账号ID 1：按照手机号进行授权 2:按照身份证+姓名进行授权 3通过公安网验证进行授权 4.通过人脸验证进行授权
req.setIdentityType("2");
req.setIdentityParam("{\"certNo\":\"522121198710114617\",\"certType\":\"IDENTITY_CARD\",\"name\":\"但镜宇\"}");// 必要参数
DefaultZhimaClient client = new DefaultZhimaClient(URL,APPID,CHARSET,PRIKEY,PUBKEY);
try {
// 如果正常返回,直接在对象里面获取结果值
ZhimaAuthInfoAuthqueryResponse response = client.execute(req);
System.out.println(JSON.toJSON(response));
/*
成功响应报文
{
"authorized": true,
"body": "{\"success\":true,\"authorized\":true,\"open_id\":\"268816231939676969685782895\"}",
"openId": "268816231939676969685782895",
"params": {
"params": "faeSa69w3kOL+ZRAuHykvufu6ogiqxA48l5hzPutKItPy/2HKtdznbzvLhutsY6KTqLgwS/Af1GN1Y7MLh+XDFtjVUf5kF/npUspRkyFUCPpASJAMxeK56vaELnZ4yCVFjVseOBYlCn4YOCZWmBpu02l7IctE6ZP3r1o4HUR+sMQYlYu2xFHfXiqX2g0vdQn81pJ/fcQ4OuBzq1d3c+qniBXf3iESni1m21nMjxeUclzCdZwXWCI1aIYQnDFgVo/58kJ9CTw/6FrffUcP+c6zvzdM8RNCefiGGuF5Vef+C6tck1kBaYoYT6BS5u4ahYteoiG+XJgzLKF+BqAplhq/A=="
},
"success": true
}
//
失败响应报文
{
"authorized": false,
"body": "{\"success\":true,\"authorized\":false}",
"params": {
"params": "lGYId9CaU8McGDd8U0ZMM8Pky1/ulOE44LkgGcrWrdzmEtU1JBT5M+Jjd5e27bz45d/CNEqbwmwtg3VsozZTol42YKNi+MYzvvyZEOsUT9F68qiIPxxlOv3vGJsUpB+LJMOI8ZU7eXtHoCnbarQSOvtSylilp6dpIbAIYxbPPvSkj+7f1TiSne/7Re/XZ1qVVM18yTJyleCr+WlOe7o59lZAoiZ5bDoP2ta8MIjwlxz4/1d+IYe0f2BoZQa/9oDqJZ0MNQ0iPCbhqBKRuShPCQe8afEyOTTI0p+cROjwWTz0dwP7QXnkWBvzX3hrWXImdk7JszOVoSxAAAfwcVXNxw=="
},
"success": true
}
*/
} catch (ZhimaApiException e) {
e.printStackTrace();
}
}
/**
* 测试查询芝麻分.
* @throws ZhimaApiException
*/
public static void testQueryScore() throws ZhimaApiException {
ZhimaCreditScoreGetRequest creditScoreGetRequest = new ZhimaCreditScoreGetRequest();
creditScoreGetRequest.setPlatform("zmop"); // 开放平台,zmop代表芝麻开放平台
creditScoreGetRequest.setChannel("apppc"); // pc端
//transactionId，该标记是商户每次请求的唯一标识。建议使用uuid进行传递，
creditScoreGetRequest.setTransactionId(UUID.randomUUID().toString());
creditScoreGetRequest.setProductCode("w1010100100000000001"); // 商户配置那块儿的产品Code
creditScoreGetRequest.setOpenId("268816113399909561399995894"); // appid,每个人的标识
DefaultZhimaClient client = new DefaultZhimaClient(URL,APPID,CHARSET,PRIKEY,PUBKEY);
// 如果正常返回,直接在对象里面获取结果值
ZhimaCreditScoreGetResponse creditScoreGetResponse = client.execute(creditScoreGetRequest);
System.out.println(JSON.toJSON(creditScoreGetResponse));
/*
成功查询响应报文
{
"bizNo": "ZM20160120014501763890a37b16614532255017521309",
"body": "{\"success\":true,\"biz_no\":\"ZM20160120014501763890a37b16614532255017521309\",\"zm_score\":751}",
"params": {
"params": "aqiMCUg1VbZRqflPyVyLKgxShcvc3WoWLTFewqA9PvQjp6yuC99lYlGdr/Bf2FevQ2zemdPTixqQWnO7qdz0pT2x4VFWVJdldPgLVsRr37qWDcO5NjvNZzOuEYozzGSnzwhTyelqglAdzOOepM0ows+7sNVJriABtRdt1HH8gqc="
},
"success": true,
"zmScore": "751"
}
失败查询响应报文
{
"body": "{\"success\":false,\"error_code\":\"ZMCREDIT.api_product_not_match\",\"error_message\":\"输入的产品码不正确\"}",
"errorCode": "ZMCREDIT.api_product_not_match",
"errorMessage": "输入的产品码不正确",
"params": {
"params": "vJTcbtVvo0/WEG01Flve0//EbE70clk7v84B7MVJZH59/HefdyAZ1JG4opTna5ANWvY8UArsGlVIAQ+9K0169ARyJ2yoGs+0Z/fHmrXmWNNqOpcuV56A1xX6E+VOpUth8Z8RqPFKnEq4/rFJRKPA9Uhue2KM9yj6hsAbF0ZXU74="
},
"success": false
}
*/
}
/**
* 自动生成页面授权的url.
* @throws Exception
*/
public static void testPageAuth() throws Exception {
ZhimaAuthInfoAuthorizeRequest authInfoAuthorizeRequest = new ZhimaAuthInfoAuthorizeRequest();
authInfoAuthorizeRequest.setChannel("apppc"); // PC端
authInfoAuthorizeRequest.setPlatform("zmop"); // 开放平台
// 0：芝麻信用开放账号ID 1：按照手机号进行授权 2:按照身份证+姓名进行授权 3通过公安网验证进行授权 4.通过人脸验证进行授权
authInfoAuthorizeRequest.setIdentityType("2");
Map<String, String> identityParams = new HashMap<String, String>();
identityParams.put("certNo", "61042619850403354X"); // 证件号码
identityParams.put("name", "张三"); // 姓名
identityParams.put("certType", "IDENTITY_CARD"); // 证件类型
authInfoAuthorizeRequest.setIdentityParam(JSONObject.toJSONString(identityParams));
DefaultZhimaClient client = new DefaultZhimaClient(URL,APPID,CHARSET,PRIKEY,PUBKEY);
String pageAuthUrl = client.generatePageRedirectInvokeUrl(authInfoAuthorizeRequest);
System.out.println(pageAuthUrl);
}
/**
* 获取芝麻粉(GET方式)
*/
public void testZhimaCreditWatchlistGet() {
ZhimaCreditScoreGetRequest req = new ZhimaCreditScoreGetRequest();
req.setProductCode("w1010100100000000001");// 必要参数
req.setOpenId("268816231939676969685782895");// 必要参数
DefaultZhimaClient client = new DefaultZhimaClient(URL,APPID,CHARSET,PRIKEY,PUBKEY);
try {
// 如果正常返回,直接在对象里面获取结果值
ZhimaCreditScoreGetResponse response = client.execute(req);
System.out.println(JSON.toJSON(response));
} catch (ZhimaApiException e) {
e.printStackTrace();
}
}
/**
* 处理回调后的参数,然后解密params
* @param url 例如：http://xxxx.comparams%3Dxxxxx% ... xxxxx
* @throws Exception
*/
public static void parseFromReturnUrl(String url) throws Exception {
int index = url.indexOf("");
String urlParamString = url.substring(index + 1);
String[] paraPairs = urlParamString.split("&");
String encryptedParam = "";
for (String paramPair : paraPairs) {
String[] splits = paramPair.split("=");
if ("params".equals(splits[0])) {
encryptedParam = splits[1];
}
}
String decryptedParam = RSACoderUtil.decrypt(URLDecoder.decode(encryptedParam, CHARSET),
PRIKEY, CHARSET);
//通过浏览器返回时，不需要decode
System.out.println(URLDecoder.decode(decryptedParam, CHARSET));
/*
params主要JSON参数如下：
名称类型示例值备注
success String success 请求成功还是失败的标识
error_code String 000001 失败时的错误码
error_message String 缺少appId 失败时的错误信息
open_id String 26881... 芝麻业务id
state String 239... 商户透传的值，芝麻不做解析
*/
}
}

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