【芝麻信用对接】欺诈信息验证

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芝麻信用地址:

https://b.zmxy.com.cn/technology/openDoc.htm?relInfo=zhima.credit.antifraud.verify@1.0@1.1

优点:

不需要用户授权,有姓名,身份证号码就可以查询下是否匹配,


还可以验证手机号,银行的要素验证。

下面测试的时候,只用最简单的姓名,身份证。

官方demo:

import com.antgroup.zmxy.openplatform.api.DefaultZhimaClient;import com.antgroup.zmxy.openplatform.api.FileItem;import com.antgroup.zmxy.openplatform.api.ZhimaApiException;import com.antgroup.zmxy.openplatform.api.request.ZhimaCreditAntifraudVerifyRequest;import com.antgroup.zmxy.openplatform.api.response.ZhimaCreditAntifraudVerifyResponse;public class TestZhimaCreditAntifraudVerify {    //芝麻开放平台地址    private String gatewayUrl     = "https://zmopenapi.zmxy.com.cn/openapi.do";    //商户应用 Id    private String appId          = "***";    //商户 RSA 私钥    private String privateKey     = "***";    //芝麻 RSA 公钥    private String zhimaPublicKey = "***";    public void  testZhimaCreditAntifraudVerify() {        ZhimaCreditAntifraudVerifyRequest req = new ZhimaCreditAntifraudVerifyRequest();        req.setChannel("apppc");        req.setPlatform("zmop");        req.setProductCode("w1010100000000002859");// 必要参数         req.setTransactionId("20151127233347987676212309253");// 必要参数         req.setCertNo("640202199007164686");// 必要参数         req.setCertType("IDENTITY_CARD");// 必要参数         req.setName("牛德华");// 必要参数         req.setMobile("15843991158");//         req.setEmail("jnlxhy@alitest.com");//         req.setBankCard("20110602436748024138");//         req.setAddress("杭州市西湖区天目山路266号");//         req.setIp("101.247.161.1");//         req.setMac("44-45-53-54-00-00");//         req.setWifimac("00-00-00-00-00-E0");//         req.setImei("868331011992179");//         DefaultZhimaClient client = new DefaultZhimaClient(gatewayUrl, appId, privateKey, zhimaPublicKey);        try {            ZhimaCreditAntifraudVerifyResponse response = client.execute(req);            System.out.println(response.isSuccess());            System.out.println(response.getErrorCode());            System.out.println(response.getErrorMessage());        } catch (ZhimaApiException e) {            e.printStackTrace();        }    }    public static void main(String[] args) {        TestZhimaCreditAntifraudVerify result = new  TestZhimaCreditAntifraudVerify();        result.testZhimaCreditAntifraudVerify();    }}

实际测试的时候。可以根据业务来选择。


测试500条,大概跑了3分钟,每秒不到3条吧,速度还行。数据还是需要验证的


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